Where is Horizon Title located?
Horizon is centrally located in Catonsville, Maryland, adjacent to Baltimore City. However, our trusted agents travel to the borrower no matter what Maryland County--from the Pennsylvania border to the tip of the Eastern shore. We will also accommodate your borrower, if they choose to hold the closing in our office. For more information, please contact Mary at mary@horizontitle.com.

Do you do settlements at the borrower's home?
We will do a settlement at any location convenient to the borrower. For more information, please contact Mary at mary@horizontitle.com.

What days and times do you do settlements?
We conduct settlements seven days a week, day and evening. For more information, please contact Mary at mary@horizontitle.com.

What counties does Horizon serve?
We serve all counties in Maryland and Baltimore City. For more information contact Mary at mary@horizontitle.com.

What are Horizon's rates?
Horizon Title’s rates are incomparably low and established as to accommodate brokers, lenders and borrowers, in providing a high level of service at the lowest and most competitive cost. For a comprehensive list of our service rates, please contact Mary at mary@horizontitle.com.

Where should closing packages be sent?
Horizon Title’s mailing address is 38 Bloomsbury Avenue, Catonsville, MD 21228. We accept early morning delivery (please indicate to driver “leave in door.”) For more information contact Mary at mary@horizontitle.com.

Do you accept electronic documents?
We accept closing documents in electronic format from most lenders. For more information contact Mary at mary@horizontitle.com.

How do you guarantee the delivery of pay-off checks?
All pay-off checks are delivered via UPS overnight delivery, which is then tracked and documented by our disbursement department. For more information please contact David at dave@horizontitle.com.

When are taxes due in Maryland?
Taxes may be paid semi-annually or annually. If paying semi-annually, taxes are due by September 30 and December 31. If paying annually, taxes are due by September 30. For more information contact Mary at mary@horizontitle.com.

How much are recording/recordation fees in Maryland?
Every county in Maryland assesses a different rate based upon loan amount. To calculate these fees, please contact Mary at mary@horizontitle.com.

Is a land survey required in the state of Maryland for a refinance?
Horizon Title does not require a survey for refinances; no survey exceptions will appear on binder or policy. Surveys are required for sales in Maryland. For more information, please contact Ann at ann@horizontitle.com.